RAWBANK can provide you with credit schemes tailored to the size of your company and your business, to the type of commercial relationships you have with your customers, to the quality of your financial management and your ability to pay. The aim is to enable you to increase your financial capability so that you can develop your business.

 (*) All loans are subject to approval by the Loans Committee


a facility that is specifically tailored for small enterprises

This is a new way to enter into an efficient relationship with the bank to finance any kind of need related to the development of a small business, excluding the purchase of land and buildings.

In order to have access to it, the company must have at least 2 years experience in its business and have an account with the bank for at least 6 months.

A savings plan must have been set up during these 6 months. At the end of this 6 month period, a loan can be granted of up to 200% of the amount saved, with a maximum of $60,000.

Supplier Loan and Distributor Loan

two products to facilitate the relationship between small and large enterprises 
  •  Supplier loans are intended for SMEs who supply a major corporation which is a customer of RAWBANK. This facility enables the financial capability of eligible SMEs to be strengthened by means of advances against invoices or advances against purchase orders as part of contracts signed with the major corporation.
  • Distributor loans are intended for SMEs who distribute the products of a major corporation which is a customer of RAWBANK. It provides SMEs with increased financial capability by financing the purchases they make from their supplier, a major corporation well known to the bank.

Overdraft facilities

This is a credit available on your current account, by which we authorise you to have a negative balance on your current account up to an agreed floor. This provides a solution to your ongoing need for short-term working capital.


You can freely withdraw money from your current account, up to the limit of your overdraft facility.

Having a credit facility on your current account gives you additional security. It enables you to meet to your temporary need for working capital very easily.

It provides you with a rolling credit facility. You can withdraw money at any time, as you need it.

This type of credit facility is particularly recommended for companies that need varying amounts of short term working capital.

Discounting facility

Discounting enables you to obtain funds immediately in exchange for documents lodged with the bank. Once the discount is in effect, the funds are available immediately in your account.

The documents can be bills of exchange, invoices, promissory notes, etc.

When the document matures, the bank will require payment.

Fixed advance

A fixed advance is a form of simple short-term credit by which the bank provides the borrower with an advance of a fixed amount for a fixed period of time and at an interest rate agreed in advance. Collection is in accordance with a repayment plan negotiated with the bank.

This advance can be in the form of an investment loan.